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First Federal Savings and Loan Association
First Federal Savings and Loan Association
RSSD ID 90177 | CERTIFICATE 30812 | ABA NUMBER 265371121
903 Jackson Ave Quarter Ended : 2025-03-31
Pascagoula, Mississippi, 39567 Updated : 2025-04-28
www.firstwithus.com

Institution Profile
Year Opened : 1955 Institution Type : Savings bank
Entity Type : Federal Federal Regulator : OCC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Mortgage Lending Specialization
Number of Offices : 6 Number of Employees : 51

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets378,748
Total Interest Income4,501
Total Liabilities344,427
Total NonInterest Income187
Total Bank Equity Capital34,321
Total Interest Expense2,501
Total Deposits241,807
Total NonInterest Expense2,001
Net Loans & Leases312,862
Net Income157
Loan Loss Allowance1,276
Net Charge Offs46



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital71,573
Total loans313,964
Total assets for the leverage ratio378,151
Loans secured by real estate:311,258
Tier 1 Leverage Ratio9.33
Commercial and industrial loans0
Tier 1 Capital Ratio19.25
Loans to individuals - Credit Cards0
Total Capital Ratio39.06
Loans to individuals - Other2,707





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury