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First Federal Savings and Loan Association
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First Federal Savings and Loan Association
| RSSD ID 90177 | CERTIFICATE 30812 | ABA NUMBER 265371121 |
| 903 Jackson Ave |
Quarter Ended : |
2026-03-31 |
| Pascagoula, Mississippi, 39567 |
Updated : |
2026-04-28 |
| www.firstwithus.com |
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| Institution Profile |
| Year Opened : |
1955 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
50 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 377,630 |
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Total Interest Income | 4,719 |
| Total Liabilities | 342,091 |
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Total NonInterest Income | 214 |
| Total Bank Equity Capital | 35,539 |
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Total Interest Expense | 2,410 |
| Total Deposits | 270,926 |
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Total NonInterest Expense | 1,982 |
| Net Loans & Leases | 307,507 |
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Net Income | 409 |
| Loan Loss Allowance | 1,278 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 72,620 |
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Total loans | 311,055 |
| Total assets for the leverage ratio | 379,565 |
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Loans secured by real estate: | 309,141 |
| Tier 1 Leverage Ratio | 9.57 |
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Commercial and industrial loans | 0 |
| Tier 1 Capital Ratio | 19.53 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 39.05 |
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Loans to individuals - Other | 1,914 |
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