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Defiance State Bank
Defiance State Bank
| RSSD ID 902645 | CERTIFICATE 17450 | ABA NUMBER 73922212 |
| 201 Main Ave |
Quarter Ended : |
2025-09-30 |
| Defiance, Iowa, 51527 |
Updated : |
2025-10-06 |
| defiancestatebank.com |
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| Institution Profile |
| Year Opened : |
1951 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
7 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 38,929 |
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Total Interest Income | 1,543 |
| Total Liabilities | 34,821 |
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Total NonInterest Income | 49 |
| Total Bank Equity Capital | 4,108 |
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Total Interest Expense | 385 |
| Total Deposits | 30,563 |
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Total NonInterest Expense | 910 |
| Net Loans & Leases | 29,107 |
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Net Income | 288 |
| Loan Loss Allowance | 177 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 29,041 |
| Total assets for the leverage ratio | 38,504 |
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Loans secured by real estate: | 17,154 |
| Tier 1 Leverage Ratio | 10.67 |
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Commercial and industrial loans | 1,732 |
| Off Balance Sheet Exposures (%) | 13.27 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,946 |
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