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United Community Bank
United Community Bank
| RSSD ID 90337 | CERTIFICATE 19143 | ABA NUMBER 65401107 |
| 4626 Highway 1 |
Quarter Ended : |
2025-09-30 |
| Raceland, Louisiana, 70394 |
Updated : |
2025-10-21 |
| WWW.UCBANKING.COM |
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| Institution Profile |
| Year Opened : |
1964 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
132 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 663,883 |
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Total Interest Income | 30,638 |
| Total Liabilities | 564,520 |
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Total NonInterest Income | 1,859 |
| Total Bank Equity Capital | 99,363 |
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Total Interest Expense | 5,818 |
| Total Deposits | 544,195 |
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Total NonInterest Expense | 18,373 |
| Net Loans & Leases | 504,148 |
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Net Income | 8,306 |
| Loan Loss Allowance | 16,672 |
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Net Charge Offs | 11 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 517,491 |
| Total assets for the leverage ratio | 649,162 |
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Loans secured by real estate: | 410,505 |
| Tier 1 Leverage Ratio | 15.64 |
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Commercial and industrial loans | 106,035 |
| Off Balance Sheet Exposures (%) | 19.48 |
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Loans to individuals - Credit Cards | 296 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,352 |
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