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United Community Bank
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United Community Bank
| RSSD ID 90337 | CERTIFICATE 19143 | ABA NUMBER 65401107 |
| 4626 Highway 1 |
Quarter Ended : |
2026-03-31 |
| Raceland, Louisiana, 70394 |
Updated : |
2026-04-30 |
| WWW.UCBANKING.COM |
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| Institution Profile |
| Year Opened : |
1964 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
131 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 681,320 |
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Total Interest Income | 10,238 |
| Total Liabilities | 587,869 |
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Total NonInterest Income | 1,262 |
| Total Bank Equity Capital | 93,451 |
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Total Interest Expense | 2,400 |
| Total Deposits | 577,991 |
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Total NonInterest Expense | 6,325 |
| Net Loans & Leases | 494,624 |
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Net Income | 2,775 |
| Loan Loss Allowance | 15,937 |
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Net Charge Offs | 438 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 513,776 |
| Total assets for the leverage ratio | 677,085 |
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Loans secured by real estate: | 412,867 |
| Tier 1 Leverage Ratio | 14.11 |
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Commercial and industrial loans | 99,207 |
| Off Balance Sheet Exposures (%) | 16.2 |
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Loans to individuals - Credit Cards | 299 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,604 |
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