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Peoples Bank & Trust Co.
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Peoples Bank & Trust Co.
| RSSD ID 909055 | CERTIFICATE 8903 | ABA NUMBER 81910232 |
| 430 E Wood St |
Quarter Ended : |
2026-03-31 |
| Troy, Missouri, 63379 |
Updated : |
2026-04-22 |
| pbtc.net |
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| Institution Profile |
| Year Opened : |
1924 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
124 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 904,857 |
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Total Interest Income | 11,312 |
| Total Liabilities | 829,389 |
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Total NonInterest Income | 1,113 |
| Total Bank Equity Capital | 75,468 |
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Total Interest Expense | 3,957 |
| Total Deposits | 800,583 |
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Total NonInterest Expense | 4,365 |
| Net Loans & Leases | 486,621 |
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Net Income | 3,553 |
| Loan Loss Allowance | 7,494 |
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Net Charge Offs | 9 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 98,092 |
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Total loans | 492,820 |
| Total assets for the leverage ratio | 920,022 |
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Loans secured by real estate: | 406,686 |
| Tier 1 Leverage Ratio | 9.82 |
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Commercial and industrial loans | 37,809 |
| Tier 1 Capital Ratio | 12.82 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.93 |
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Loans to individuals - Other | 20,605 |
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