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 Peoples Bank & Trust Co.
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Peoples Bank & Trust Co.
| RSSD ID 909055 | CERTIFICATE 8903 | ABA NUMBER 81910232 |
| 430 E Wood St |
Quarter Ended : |
2026-06-30 |
| Troy, Missouri, 63379 |
Updated : |
2026-07-28 |
| pbtc.net |
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| Institution Profile |
| Year Opened : |
1924 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
117 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 908,283 |
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Total Interest Income | 22,786 |
| Total Liabilities | 828,834 |
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Total NonInterest Income | 2,210 |
| Total Bank Equity Capital | 79,449 |
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Total Interest Expense | 7,871 |
| Total Deposits | 799,254 |
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Total NonInterest Expense | 8,866 |
| Net Loans & Leases | 489,073 |
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Net Income | 7,109 |
| Loan Loss Allowance | 8,119 |
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Net Charge Offs | 22 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 498,606 |
| Total assets for the leverage ratio | 921,824 |
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Loans secured by real estate: | 415,006 |
| Tier 1 Leverage Ratio | 9.96 |
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Commercial and industrial loans | 37,145 |
| Off Balance Sheet Exposures (%) | 11.05 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 19,119 |
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:· Peoples Bank & Trust Co.
