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 UBank
UBank
| RSSD ID 917555 | CERTIFICATE 18344 | ABA NUMBER 113123667 |
| 208 S Us Highway 69 |
Quarter Ended : |
2025-09-30 |
| Huntington, Texas, 75949 |
Updated : |
2025-11-14 |
| www.u.bank |
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| Institution Profile |
| Year Opened : |
1961 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
112 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 873,808 |
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Total Interest Income | 41,891 |
| Total Liabilities | 793,186 |
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Total NonInterest Income | 3,427 |
| Total Bank Equity Capital | 80,622 |
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Total Interest Expense | 15,495 |
| Total Deposits | 757,858 |
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Total NonInterest Expense | 16,356 |
| Net Loans & Leases | 688,250 |
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Net Income | 9,179 |
| Loan Loss Allowance | 8,042 |
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Net Charge Offs | 2,493 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 665,970 |
| Total assets for the leverage ratio | 818,782 |
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Loans secured by real estate: | 507,059 |
| Tier 1 Leverage Ratio | 10.06 |
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Commercial and industrial loans | 148,885 |
| Off Balance Sheet Exposures (%) | 5.02 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,446 |
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:· UBank
