|
 |
|
|
 First Sentinel Bank
First Sentinel Bank
| RSSD ID 920975 | CERTIFICATE 31928 | ABA NUMBER 251473512 |
| 315 Railroad Ave |
Quarter Ended : |
2025-12-31 |
| Richlands, Virginia, 24641 |
Updated : |
2026-01-30 |
| www.firstsentinelbank.com |
|
| Institution Profile |
| Year Opened : |
1978 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Consumer Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
84 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 403,830 |
|
Total Interest Income | 23,797 |
| Total Liabilities | 364,470 |
|
Total NonInterest Income | 2,753 |
| Total Bank Equity Capital | 39,360 |
|
Total Interest Expense | 8,353 |
| Total Deposits | 352,941 |
|
Total NonInterest Expense | 11,512 |
| Net Loans & Leases | 330,620 |
|
Net Income | 3,680 |
| Loan Loss Allowance | 3,539 |
|
Net Charge Offs | 2,024 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 43,071 |
|
Total loans | 333,428 |
| Total assets for the leverage ratio | 408,199 |
|
Loans secured by real estate: | 163,519 |
| Tier 1 Leverage Ratio | 9.68 |
|
Commercial and industrial loans | 15,642 |
| Tier 1 Capital Ratio | 12.55 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.68 |
|
Loans to individuals - Other | 154,268 |
|
|
|
|
:· First Sentinel Bank
