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 First American Bank and Trust Company
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First American Bank and Trust Company
| RSSD ID 921039 | CERTIFICATE 16858 | ABA NUMBER 61111255 |
| 300 College Ave |
Quarter Ended : |
2026-03-31 |
| Athens, Georgia, 30601 |
Updated : |
2026-04-20 |
| www.fabt.bank |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
108 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 889,689 |
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Total Interest Income | 11,302 |
| Total Liabilities | 774,851 |
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Total NonInterest Income | 1,537 |
| Total Bank Equity Capital | 114,838 |
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Total Interest Expense | 1,848 |
| Total Deposits | 751,077 |
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Total NonInterest Expense | 5,635 |
| Net Loans & Leases | 697,133 |
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Net Income | 4,141 |
| Loan Loss Allowance | 7,809 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 124,589 |
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Total loans | 664,688 |
| Total assets for the leverage ratio | 867,395 |
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Loans secured by real estate: | 631,809 |
| Tier 1 Leverage Ratio | 13.37 |
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Commercial and industrial loans | 16,640 |
| Tier 1 Capital Ratio | 16.78 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.03 |
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Loans to individuals - Other | 16,890 |
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:· First American Bank and Trust Company
