|
 |
|
|
 First American Bank and Trust Company
First American Bank and Trust Company
| RSSD ID 921039 | CERTIFICATE 16858 | ABA NUMBER 61111255 |
| 300 College Ave |
Quarter Ended : |
2025-09-30 |
| Athens, Georgia, 30601 |
Updated : |
2025-10-03 |
| www.fabt.bank |
|
| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
106 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 863,947 |
|
Total Interest Income | 32,689 |
| Total Liabilities | 754,788 |
|
Total NonInterest Income | 5,301 |
| Total Bank Equity Capital | 109,159 |
|
Total Interest Expense | 5,544 |
| Total Deposits | 737,869 |
|
Total NonInterest Expense | 16,135 |
| Net Loans & Leases | 636,215 |
|
Net Income | 12,633 |
| Loan Loss Allowance | 7,585 |
|
Net Charge Offs | (5) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 117,825 |
|
Total loans | 639,061 |
| Total assets for the leverage ratio | 859,101 |
|
Loans secured by real estate: | 606,698 |
| Tier 1 Leverage Ratio | 12.8 |
|
Commercial and industrial loans | 16,848 |
| Tier 1 Capital Ratio | 17.41 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.66 |
|
Loans to individuals - Other | 16,247 |
|
|
|
|
:· First American Bank and Trust Company
