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 Farmers State Bank
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Farmers State Bank
| RSSD ID 921936 | CERTIFICATE 12107 | ABA NUMBER 71112804 |
| 104 E Main St |
Quarter Ended : |
2026-03-31 |
| Elmwood, Illinois, 61529 |
Updated : |
2026-04-30 |
| www.fsbelmwood.com |
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| Institution Profile |
| Year Opened : |
1864 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
12 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 70,137 |
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Total Interest Income | 824 |
| Total Liabilities | 67,941 |
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Total NonInterest Income | 29 |
| Total Bank Equity Capital | 2,196 |
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Total Interest Expense | 265 |
| Total Deposits | 62,411 |
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Total NonInterest Expense | 481 |
| Net Loans & Leases | 34,752 |
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Net Income | 98 |
| Loan Loss Allowance | 406 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 5,748 |
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Total loans | 31,774 |
| Total assets for the leverage ratio | 72,494 |
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Loans secured by real estate: | 25,429 |
| Tier 1 Leverage Ratio | 7.34 |
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Commercial and industrial loans | 2,420 |
| Tier 1 Capital Ratio | 12.56 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.56 |
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Loans to individuals - Other | 469 |
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:· Farmers State Bank
