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Peoples Bank & Trust
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Peoples Bank & Trust
| RSSD ID 922344 | CERTIFICATE 17320 | ABA NUMBER 71122535 |
| 200 S Locust St |
Quarter Ended : |
2026-03-31 |
| Pana, Illinois, 62557 |
Updated : |
2026-04-29 |
| www.bankpbt.com |
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| Institution Profile |
| Year Opened : |
1954 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
14 |
Number of Employees : |
76 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 611,497 |
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Total Interest Income | 8,555 |
| Total Liabilities | 553,562 |
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Total NonInterest Income | 1,379 |
| Total Bank Equity Capital | 57,935 |
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Total Interest Expense | 1,636 |
| Total Deposits | 497,366 |
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Total NonInterest Expense | 3,897 |
| Net Loans & Leases | 412,174 |
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Net Income | 3,011 |
| Loan Loss Allowance | 4,086 |
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Net Charge Offs | 27 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 59,118 |
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Total loans | 414,599 |
| Total assets for the leverage ratio | 607,400 |
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Loans secured by real estate: | 214,518 |
| Tier 1 Leverage Ratio | 9.03 |
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Commercial and industrial loans | 137,030 |
| Tier 1 Capital Ratio | 13.94 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.03 |
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Loans to individuals - Other | 5,064 |
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