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 The Lowell Five Cent Savings Bank
The Lowell Five Cent Savings Bank
| RSSD ID 923707 | CERTIFICATE 90227 | ABA NUMBER 211371337 |
| 30 International Pl |
Quarter Ended : |
2025-09-30 |
| Tewksbury, Massachusetts, 1876 |
Updated : |
2025-10-27 |
| www.lowellfive.com |
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| Institution Profile |
| Year Opened : |
1854 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
202 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,764,619 |
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Total Interest Income | 67,484 |
| Total Liabilities | 1,546,500 |
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Total NonInterest Income | 3,565 |
| Total Bank Equity Capital | 218,119 |
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Total Interest Expense | 24,206 |
| Total Deposits | 1,514,805 |
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Total NonInterest Expense | 30,452 |
| Net Loans & Leases | 1,365,673 |
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Net Income | 9,243 |
| Loan Loss Allowance | 14,804 |
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Net Charge Offs | 3,619 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 243,706 |
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Total loans | 1,371,740 |
| Total assets for the leverage ratio | 1,757,246 |
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Loans secured by real estate: | 1,287,047 |
| Tier 1 Leverage Ratio | 12.95 |
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Commercial and industrial loans | 83,821 |
| Tier 1 Capital Ratio | 16.46 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.63 |
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Loans to individuals - Other | 873 |
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:· The Lowell Five Cent Savings Bank
