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 Citizens Bank & Trust Company
Citizens Bank & Trust Company
| RSSD ID 925055 | CERTIFICATE 5469 | ABA NUMBER 104902062 |
| 721 7th St |
Quarter Ended : |
2025-09-30 |
| Saint Paul, Nebraska, 68873 |
Updated : |
2025-10-28 |
| www.bankwithcitizens.com |
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| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 249,499 |
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Total Interest Income | 9,342 |
| Total Liabilities | 227,090 |
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Total NonInterest Income | 295 |
| Total Bank Equity Capital | 22,409 |
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Total Interest Expense | 4,000 |
| Total Deposits | 191,288 |
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Total NonInterest Expense | 4,046 |
| Net Loans & Leases | 155,875 |
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Net Income | 1,382 |
| Loan Loss Allowance | 1,388 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 150,250 |
| Total assets for the leverage ratio | 246,261 |
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Loans secured by real estate: | 77,593 |
| Tier 1 Leverage Ratio | 10.97 |
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Commercial and industrial loans | 15,111 |
| Off Balance Sheet Exposures (%) | 11.15 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,139 |
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:· Citizens Bank & Trust Company
