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 Monroe Savings Bank
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Monroe Savings Bank
| RSSD ID 927077 | CERTIFICATE 30103 | ABA NUMBER 231271527 |
| 114 S Main St |
Quarter Ended : |
2026-06-30 |
| Williamstown, New Jersey, 8094 |
Updated : |
2026-07-22 |
| www.monroesavings.com |
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| Institution Profile |
| Year Opened : |
1870 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
14 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 113,969 |
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Total Interest Income | 2,937 |
| Total Liabilities | 98,153 |
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Total NonInterest Income | 54 |
| Total Bank Equity Capital | 15,816 |
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Total Interest Expense | 1,036 |
| Total Deposits | 87,226 |
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Total NonInterest Expense | 1,417 |
| Net Loans & Leases | 86,225 |
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Net Income | 388 |
| Loan Loss Allowance | 881 |
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Net Charge Offs | 36 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 16,724 |
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Total loans | 86,167 |
| Total assets for the leverage ratio | 113,528 |
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Loans secured by real estate: | 61,289 |
| Tier 1 Leverage Ratio | 14.02 |
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Commercial and industrial loans | 897 |
| Tier 1 Capital Ratio | 24.75 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 26.01 |
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Loans to individuals - Other | 23,981 |
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:· Monroe Savings Bank
