|
 |
 |
|
Ameriserv Financial Bank
Ameriserv Financial Bank
RSSD ID 928618 | CERTIFICATE 7542 | ABA NUMBER 31301066 |
216 Franklin St |
Quarter Ended : |
2025-03-31 |
Johnstown, Pennsylvania, 15901 |
Updated : |
2025-04-30 |
AmeriServ.com |
|
Institution Profile |
Year Opened : |
1933 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FED |
Member Federal Reserve : |
Yes |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
|
Specialization : |
Commercial Lending Specialization |
Number of Offices : |
17 |
Number of Employees : |
274 |
|
|
|
|
|
Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
Total Assets | 1,426,921 |
|
Total Interest Income | 16,973 |
Total Liabilities | 1,294,545 |
|
Total NonInterest Income | 4,152 |
Total Bank Equity Capital | 132,376 |
|
Total Interest Expense | 6,831 |
Total Deposits | 1,217,655 |
|
Total NonInterest Expense | 11,363 |
Net Loans & Leases | 1,048,514 |
|
Net Income | 2,431 |
Loan Loss Allowance | 13,812 |
|
Net Charge Offs | 64 |
|
|
|
Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
Total capital | 145,456 |
|
Total loans | 1,064,629 |
Total assets for the leverage ratio | 1,427,460 |
|
Loans secured by real estate: | 910,450 |
Tier 1 Leverage Ratio | 9.2 |
|
Commercial and industrial loans | 138,997 |
Tier 1 Capital Ratio | 11.07 |
|
Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 12.27 |
|
Loans to individuals - Other | 10,985 |
|
|
|
|