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MidSouth Bank
MidSouth Bank
| RSSD ID 929932 | CERTIFICATE 2777 | ABA NUMBER 62103864 |
| 2526 W Main St |
Quarter Ended : |
2025-09-30 |
| Dothan, Alabama, 36301 |
Updated : |
2025-10-27 |
| www.bankmidsouth.com |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
13 |
Number of Employees : |
129 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 729,966 |
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Total Interest Income | 26,657 |
| Total Liabilities | 670,478 |
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Total NonInterest Income | 1,728 |
| Total Bank Equity Capital | 59,488 |
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Total Interest Expense | 9,460 |
| Total Deposits | 666,223 |
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Total NonInterest Expense | 14,158 |
| Net Loans & Leases | 427,824 |
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Net Income | 4,523 |
| Loan Loss Allowance | 7,077 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 73,937 |
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Total loans | 434,567 |
| Total assets for the leverage ratio | 742,850 |
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Loans secured by real estate: | 379,370 |
| Tier 1 Leverage Ratio | 9.01 |
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Commercial and industrial loans | 52,227 |
| Tier 1 Capital Ratio | 11.92 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.17 |
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Loans to individuals - Other | 2,970 |
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