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 Bank of Pontiac
Bank of Pontiac
| RSSD ID 930442 | CERTIFICATE 16982 | ABA NUMBER 71122263 |
| 300 W Washington St |
Quarter Ended : |
2025-09-30 |
| Pontiac, Illinois, 61764 |
Updated : |
2025-10-30 |
| www.bankofpontiac.com |
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| Institution Profile |
| Year Opened : |
1947 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
151 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,152,149 |
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Total Interest Income | 44,625 |
| Total Liabilities | 1,022,611 |
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Total NonInterest Income | 3,254 |
| Total Bank Equity Capital | 129,538 |
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Total Interest Expense | 14,255 |
| Total Deposits | 986,484 |
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Total NonInterest Expense | 17,041 |
| Net Loans & Leases | 827,450 |
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Net Income | 11,821 |
| Loan Loss Allowance | 9,113 |
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Net Charge Offs | 661 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 121,459 |
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Total loans | 817,283 |
| Total assets for the leverage ratio | 1,129,498 |
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Loans secured by real estate: | 641,045 |
| Tier 1 Leverage Ratio | 9.91 |
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Commercial and industrial loans | 101,362 |
| Tier 1 Capital Ratio | 13.21 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.33 |
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Loans to individuals - Other | 23,113 |
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:· Bank of Pontiac
