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 Bank of Pontiac
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Bank of Pontiac
| RSSD ID 930442 | CERTIFICATE 16982 | ABA NUMBER 71122263 |
| 300 W Washington St |
Quarter Ended : |
2026-03-31 |
| Pontiac, Illinois, 61764 |
Updated : |
2026-04-27 |
| www.bankofpontiac.com |
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| Institution Profile |
| Year Opened : |
1947 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
148 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,199,826 |
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Total Interest Income | 15,036 |
| Total Liabilities | 1,063,054 |
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Total NonInterest Income | 1,271 |
| Total Bank Equity Capital | 136,772 |
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Total Interest Expense | 4,344 |
| Total Deposits | 1,019,125 |
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Total NonInterest Expense | 6,019 |
| Net Loans & Leases | 809,927 |
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Net Income | 4,222 |
| Loan Loss Allowance | 9,466 |
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Net Charge Offs | 242 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 127,645 |
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Total loans | 811,151 |
| Total assets for the leverage ratio | 1,161,328 |
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Loans secured by real estate: | 639,343 |
| Tier 1 Leverage Ratio | 10.15 |
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Commercial and industrial loans | 99,462 |
| Tier 1 Capital Ratio | 14.34 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.53 |
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Loans to individuals - Other | 21,220 |
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:· Bank of Pontiac
