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North Cambridge Co-operative Bank
North Cambridge Co-operative Bank
| RSSD ID 931270 | CERTIFICATE 26567 | ABA NUMBER 211371670 |
| 2360 Massachusetts Ave |
Quarter Ended : |
2025-09-30 |
| Cambridge, Massachusetts, 2140 |
Updated : |
2025-10-29 |
| WWW.ASKNCCB.COM |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
9 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 85,869 |
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Total Interest Income | 2,425 |
| Total Liabilities | 60,732 |
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Total NonInterest Income | 18 |
| Total Bank Equity Capital | 25,137 |
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Total Interest Expense | 623 |
| Total Deposits | 59,054 |
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Total NonInterest Expense | 1,898 |
| Net Loans & Leases | 46,642 |
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Net Income | 569 |
| Loan Loss Allowance | 488 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 24,098 |
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Total loans | 47,647 |
| Total assets for the leverage ratio | 83,332 |
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Loans secured by real estate: | 47,587 |
| Tier 1 Leverage Ratio | 28.36 |
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Commercial and industrial loans | 0 |
| Tier 1 Capital Ratio | 63.76 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 65 |
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Loans to individuals - Other | 59 |
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