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Vista National Bank & Trust
Vista National Bank & Trust
| RSSD ID 931458 | CERTIFICATE 4683 | ABA NUMBER 101113841 |
| 197 Main St |
Quarter Ended : |
2025-09-30 |
| Harveyville, Kansas, 66431 |
Updated : |
2025-10-30 |
| www.myvista.bank |
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| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
10 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 51,088 |
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Total Interest Income | 1,806 |
| Total Liabilities | 42,191 |
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Total NonInterest Income | 40 |
| Total Bank Equity Capital | 8,897 |
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Total Interest Expense | 621 |
| Total Deposits | 41,793 |
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Total NonInterest Expense | 1,340 |
| Net Loans & Leases | 28,863 |
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Net Income | (123) |
| Loan Loss Allowance | 292 |
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Net Charge Offs | (4) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 29,438 |
| Total assets for the leverage ratio | 48,279 |
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Loans secured by real estate: | 9,334 |
| Tier 1 Leverage Ratio | 18.32 |
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Commercial and industrial loans | 18,149 |
| Off Balance Sheet Exposures (%) | 6.5 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 653 |
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