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Keystone Savings Bank
Keystone Savings Bank
| RSSD ID 931944 | CERTIFICATE 17993 | ABA NUMBER 73921682 |
| 330 Western Avenue |
Quarter Ended : |
2025-12-31 |
| Marengo, Iowa, 52301 |
Updated : |
2026-01-22 |
| www.keystonesavings.bank |
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| Institution Profile |
| Year Opened : |
1935 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
29 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 195,126 |
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Total Interest Income | 9,465 |
| Total Liabilities | 174,295 |
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Total NonInterest Income | 415 |
| Total Bank Equity Capital | 20,831 |
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Total Interest Expense | 3,235 |
| Total Deposits | 163,061 |
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Total NonInterest Expense | 5,164 |
| Net Loans & Leases | 117,099 |
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Net Income | 1,337 |
| Loan Loss Allowance | 1,447 |
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Net Charge Offs | 9 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 24,149 |
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Total loans | 113,244 |
| Total assets for the leverage ratio | 199,260 |
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Loans secured by real estate: | 92,445 |
| Tier 1 Leverage Ratio | 11.4 |
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Commercial and industrial loans | 16,978 |
| Tier 1 Capital Ratio | 15.88 |
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Loans to individuals - Credit Cards | 25 |
| Total Capital Ratio | 16.88 |
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Loans to individuals - Other | 1,678 |
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