|
 |
|
|
 Fidelity Co-operative Bank
Fidelity Co-operative Bank
| RSSD ID 933377 | CERTIFICATE 26451 | ABA NUMBER 211370707 |
| 9 Leominster Connector |
Quarter Ended : |
2025-03-31 |
| Leominster, Massachusetts, 1453 |
Updated : |
2025-04-30 |
| www.fidelitybankonline.com |
|
| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
177 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,577,525 |
|
Total Interest Income | 22,575 |
| Total Liabilities | 1,401,127 |
|
Total NonInterest Income | 1,725 |
| Total Bank Equity Capital | 176,398 |
|
Total Interest Expense | 8,403 |
| Total Deposits | 1,341,584 |
|
Total NonInterest Expense | 11,365 |
| Net Loans & Leases | 1,077,740 |
|
Net Income | 3,352 |
| Loan Loss Allowance | 7,743 |
|
Net Charge Offs | 7 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 1,082,641 |
| Total assets for the leverage ratio | 1,507,039 |
|
Loans secured by real estate: | 839,040 |
| Tier 1 Leverage Ratio | 9.07 |
|
Commercial and industrial loans | 227,948 |
| Off Balance Sheet Exposures (%) | 14.09 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 16,872 |
|
|
|
|
:· Fidelity Co-operative Bank
