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 Fidelity Co-operative Bank
Fidelity Co-operative Bank
| RSSD ID 933377 | CERTIFICATE 26451 | ABA NUMBER 211370707 |
| 9 Leominster Connector |
Quarter Ended : |
2025-12-31 |
| Leominster, Massachusetts, 1453 |
Updated : |
2026-01-30 |
| www.fidelitybankonline.com |
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| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
13 |
Number of Employees : |
117 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,382,110 |
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Total Interest Income | 88,469 |
| Total Liabilities | 1,217,759 |
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Total NonInterest Income | 8,509 |
| Total Bank Equity Capital | 164,351 |
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Total Interest Expense | 32,186 |
| Total Deposits | 1,154,353 |
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Total NonInterest Expense | 44,882 |
| Net Loans & Leases | 1,020,868 |
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Net Income | (4,398) |
| Loan Loss Allowance | 22,482 |
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Net Charge Offs | 13,432 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,065,003 |
| Total assets for the leverage ratio | 1,373,368 |
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Loans secured by real estate: | 791,392 |
| Tier 1 Leverage Ratio | 9.18 |
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Commercial and industrial loans | 206,495 |
| Off Balance Sheet Exposures (%) | 14.51 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 16,701 |
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:· Fidelity Co-operative Bank
