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 Springs Valley Bank & Trust Company
Springs Valley Bank & Trust Company
| RSSD ID 93543 | CERTIFICATE 4419 | ABA NUMBER 83909445 |
| 8482 W State Road 56 |
Quarter Ended : |
2025-03-31 |
| French Lick, Indiana, 47432 |
Updated : |
2025-04-25 |
| www.svbt.bank |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
117 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 639,340 |
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Total Interest Income | 8,615 |
| Total Liabilities | 574,690 |
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Total NonInterest Income | 2,643 |
| Total Bank Equity Capital | 64,650 |
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Total Interest Expense | 3,921 |
| Total Deposits | 564,808 |
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Total NonInterest Expense | 4,685 |
| Net Loans & Leases | 461,734 |
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Net Income | 2,104 |
| Loan Loss Allowance | 6,861 |
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Net Charge Offs | 18 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 76,697 |
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Total loans | 479,765 |
| Total assets for the leverage ratio | 642,931 |
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Loans secured by real estate: | 372,620 |
| Tier 1 Leverage Ratio | 10.87 |
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Commercial and industrial loans | 42,443 |
| Tier 1 Capital Ratio | 13.01 |
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Loans to individuals - Credit Cards | 1,043 |
| Total Capital Ratio | 14.28 |
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Loans to individuals - Other | 12,207 |
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:· Springs Valley Bank & Trust Company
