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 WCF Financial Bank
WCF Financial Bank
| RSSD ID 935577 | CERTIFICATE 28989 | ABA NUMBER 273970776 |
| 401 Fair Meadow Dr |
Quarter Ended : |
2025-12-31 |
| Webster City, Iowa, 50595 |
Updated : |
2026-01-29 |
| www.wcfbank.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
30 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 227,490 |
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Total Interest Income | 11,093 |
| Total Liabilities | 209,918 |
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Total NonInterest Income | 919 |
| Total Bank Equity Capital | 17,572 |
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Total Interest Expense | 6,277 |
| Total Deposits | 172,229 |
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Total NonInterest Expense | 6,096 |
| Net Loans & Leases | 172,330 |
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Net Income | (2,263) |
| Loan Loss Allowance | 1,935 |
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Net Charge Offs | 918 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 20,286 |
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Total loans | 174,436 |
| Total assets for the leverage ratio | 227,074 |
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Loans secured by real estate: | 144,675 |
| Tier 1 Leverage Ratio | 8.06 |
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Commercial and industrial loans | 8,629 |
| Tier 1 Capital Ratio | 11.3 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.52 |
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Loans to individuals - Other | 7,430 |
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:· WCF Financial Bank
