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 WCF Financial Bank
WCF Financial Bank
| RSSD ID 935577 | CERTIFICATE 28989 | ABA NUMBER 273970776 |
| 401 Fair Meadow Dr |
Quarter Ended : |
2025-03-31 |
| Webster City, Iowa, 50595 |
Updated : |
2025-04-16 |
| www.wcfbank.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
30 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 219,649 |
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Total Interest Income | 2,845 |
| Total Liabilities | 199,038 |
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Total NonInterest Income | 194 |
| Total Bank Equity Capital | 20,611 |
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Total Interest Expense | 1,551 |
| Total Deposits | 168,721 |
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Total NonInterest Expense | 1,469 |
| Net Loans & Leases | 166,538 |
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Net Income | 23 |
| Loan Loss Allowance | 1,288 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 23,168 |
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Total loans | 166,900 |
| Total assets for the leverage ratio | 215,603 |
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Loans secured by real estate: | 138,274 |
| Tier 1 Leverage Ratio | 10.13 |
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Commercial and industrial loans | 7,941 |
| Tier 1 Capital Ratio | 13.95 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.8 |
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Loans to individuals - Other | 6,921 |
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:· WCF Financial Bank
