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Old Second National Bank
Old Second National Bank
| RSSD ID 936136 | CERTIFICATE 3603 | ABA NUMBER 71900760 |
| 37 S River St |
Quarter Ended : |
2025-09-30 |
| Aurora, Illinois, 60506 |
Updated : |
2025-10-30 |
| www.oldsecond.com |
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| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
59 |
Number of Employees : |
1,056 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 6,981,757 |
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Total Interest Income | 252,842 |
| Total Liabilities | 6,076,304 |
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Total NonInterest Income | 34,350 |
| Total Bank Equity Capital | 905,453 |
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Total Interest Expense | 40,391 |
| Total Deposits | 5,795,547 |
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Total NonInterest Expense | 142,618 |
| Net Loans & Leases | 5,189,977 |
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Net Income | 59,441 |
| Loan Loss Allowance | 75,037 |
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Net Charge Offs | 10,246 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 862,375 |
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Total loans | 4,916,402 |
| Total assets for the leverage ratio | 6,877,322 |
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Loans secured by real estate: | 3,020,154 |
| Tier 1 Leverage Ratio | 11.45 |
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Commercial and industrial loans | 1,005,977 |
| Tier 1 Capital Ratio | 13.14 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.39 |
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Loans to individuals - Other | 858,072 |
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