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Old Second National Bank
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Old Second National Bank
| RSSD ID 936136 | CERTIFICATE 3603 | ABA NUMBER 71900760 |
| 37 S River St |
Quarter Ended : |
2026-03-31 |
| Aurora, Illinois, 60506 |
Updated : |
2026-05-06 |
| www.oldsecond.com |
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| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
59 |
Number of Employees : |
1,034 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 6,846,609 |
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Total Interest Income | 98,335 |
| Total Liabilities | 5,916,354 |
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Total NonInterest Income | 12,731 |
| Total Bank Equity Capital | 930,255 |
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Total Interest Expense | 16,360 |
| Total Deposits | 5,600,748 |
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Total NonInterest Expense | 48,138 |
| Net Loans & Leases | 5,113,111 |
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Net Income | 27,641 |
| Loan Loss Allowance | 72,126 |
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Net Charge Offs | 9,776 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 877,908 |
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Total loans | 4,905,647 |
| Total assets for the leverage ratio | 6,735,402 |
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Loans secured by real estate: | 2,936,828 |
| Tier 1 Leverage Ratio | 12.09 |
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Commercial and industrial loans | 1,079,612 |
| Tier 1 Capital Ratio | 13.8 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.88 |
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Loans to individuals - Other | 849,086 |
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