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 Old Second National Bank
Old Second National Bank
| RSSD ID 936136 | CERTIFICATE 3603 | ABA NUMBER 71900760 |
| 37 S River St |
Quarter Ended : |
2025-12-31 |
| Aurora, Illinois, 60506 |
Updated : |
2026-02-12 |
| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
59 |
Number of Employees : |
1,062 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 6,899,693 |
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Total Interest Income | 355,134 |
| Total Liabilities | 5,994,744 |
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Total NonInterest Income | 47,228 |
| Total Bank Equity Capital | 904,949 |
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Total Interest Expense | 58,809 |
| Total Deposits | 5,661,376 |
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Total NonInterest Expense | 194,127 |
| Net Loans & Leases | 5,179,830 |
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Net Income | 90,623 |
| Loan Loss Allowance | 72,301 |
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Net Charge Offs | 16,227 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 847,838 |
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Total loans | 4,967,499 |
| Total assets for the leverage ratio | 6,837,366 |
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Loans secured by real estate: | 2,999,357 |
| Tier 1 Leverage Ratio | 11.49 |
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Commercial and industrial loans | 1,078,781 |
| Tier 1 Capital Ratio | 13.17 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.22 |
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Loans to individuals - Other | 863,853 |
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:· Old Second National Bank
