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 State Bank of Graymont
State Bank of Graymont
| RSSD ID 937339 | CERTIFICATE 10434 | ABA NUMBER 71118222 |
| 204 Main St |
Quarter Ended : |
2025-09-30 |
| Graymont, Illinois, 61743 |
Updated : |
2025-10-23 |
| www.sbofgray.com |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
45 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 307,974 |
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Total Interest Income | 9,962 |
| Total Liabilities | 272,451 |
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Total NonInterest Income | 1,114 |
| Total Bank Equity Capital | 35,523 |
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Total Interest Expense | 4,379 |
| Total Deposits | 268,231 |
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Total NonInterest Expense | 4,719 |
| Net Loans & Leases | 189,771 |
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Net Income | 1,484 |
| Loan Loss Allowance | 2,318 |
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Net Charge Offs | 12 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 189,865 |
| Total assets for the leverage ratio | 313,057 |
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Loans secured by real estate: | 130,959 |
| Tier 1 Leverage Ratio | 11.61 |
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Commercial and industrial loans | 16,680 |
| Off Balance Sheet Exposures (%) | 12.15 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,484 |
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:· State Bank of Graymont
