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 First Federal Bank
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First Federal Bank
| RSSD ID 943974 | CERTIFICATE 31077 | ABA NUMBER 253170334 |
| 200 E Divine St |
Quarter Ended : |
2026-06-30 |
| Dunn, North Carolina, 28334 |
Updated : |
2026-07-30 |
| www.firstfederalbanknc.com |
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| Institution Profile |
| Year Opened : |
1958 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
56 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 275,578 |
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Total Interest Income | 6,258 |
| Total Liabilities | 256,910 |
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Total NonInterest Income | 517 |
| Total Bank Equity Capital | 18,668 |
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Total Interest Expense | 1,999 |
| Total Deposits | 250,513 |
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Total NonInterest Expense | 4,077 |
| Net Loans & Leases | 200,903 |
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Net Income | 396 |
| Loan Loss Allowance | 1,693 |
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Net Charge Offs | (3) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 27,749 |
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Total loans | 201,600 |
| Total assets for the leverage ratio | 279,916 |
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Loans secured by real estate: | 191,394 |
| Tier 1 Leverage Ratio | 9.25 |
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Commercial and industrial loans | 7,572 |
| Tier 1 Capital Ratio | 15.47 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.59 |
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Loans to individuals - Other | 2,430 |
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:· First Federal Bank
