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 Benchmark Community Bank
Benchmark Community Bank
| RSSD ID 94522 | CERTIFICATE 20484 | ABA NUMBER 51402482 |
| 100 S Broad St |
Quarter Ended : |
2025-12-31 |
| Kenbridge, Virginia, 23944 |
Updated : |
2026-01-30 |
| Institution Profile |
| Year Opened : |
1971 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
18 |
Number of Employees : |
230 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,366,254 |
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Total Interest Income | 72,472 |
| Total Liabilities | 1,239,518 |
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Total NonInterest Income | 10,240 |
| Total Bank Equity Capital | 126,736 |
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Total Interest Expense | 15,804 |
| Total Deposits | 1,225,950 |
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Total NonInterest Expense | 40,841 |
| Net Loans & Leases | 1,122,065 |
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Net Income | 19,982 |
| Loan Loss Allowance | 8,709 |
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Net Charge Offs | 464 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 138,778 |
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Total loans | 1,108,480 |
| Total assets for the leverage ratio | 1,343,844 |
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Loans secured by real estate: | 1,021,612 |
| Tier 1 Leverage Ratio | 9.67 |
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Commercial and industrial loans | 70,563 |
| Tier 1 Capital Ratio | 12.32 |
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Loans to individuals - Credit Cards | 1,224 |
| Total Capital Ratio | 13.16 |
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Loans to individuals - Other | 13,199 |
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:· Benchmark Community Bank
