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 Bedford Federal Savings Bank
Bedford Federal Savings Bank
| RSSD ID 946274 | CERTIFICATE 29024 | ABA NUMBER 283971600 |
| 1030 15th St |
Quarter Ended : |
2025-09-30 |
| Bedford, Indiana, 47421 |
Updated : |
2025-10-30 |
| www.bedfed.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
30 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 280,492 |
|
Total Interest Income | 11,952 |
| Total Liabilities | 253,883 |
|
Total NonInterest Income | 1,004 |
| Total Bank Equity Capital | 26,609 |
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Total Interest Expense | 4,671 |
| Total Deposits | 242,590 |
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Total NonInterest Expense | 5,034 |
| Net Loans & Leases | 222,747 |
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Net Income | 2,087 |
| Loan Loss Allowance | 2,091 |
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Net Charge Offs | 231 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 221,805 |
| Total assets for the leverage ratio | 279,212 |
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Loans secured by real estate: | 208,258 |
| Tier 1 Leverage Ratio | 9.73 |
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Commercial and industrial loans | 6,014 |
| Off Balance Sheet Exposures (%) | 9.69 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,532 |
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:· Bedford Federal Savings Bank
