|
 |
|
|
 Bedford Federal Savings Bank
Bedford Federal Savings Bank
| RSSD ID 946274 | CERTIFICATE 29024 | ABA NUMBER 283971600 |
| 1030 15th St |
Quarter Ended : |
2025-03-31 |
| Bedford, Indiana, 47421 |
Updated : |
2025-04-30 |
| www.bedfed.com |
|
| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
31 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 263,241 |
|
Total Interest Income | 3,716 |
| Total Liabilities | 238,242 |
|
Total NonInterest Income | 296 |
| Total Bank Equity Capital | 24,999 |
|
Total Interest Expense | 1,477 |
| Total Deposits | 227,106 |
|
Total NonInterest Expense | 1,672 |
| Net Loans & Leases | 207,696 |
|
Net Income | 613 |
| Loan Loss Allowance | 1,925 |
|
Net Charge Offs | 4 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 205,518 |
| Total assets for the leverage ratio | 260,639 |
|
Loans secured by real estate: | 192,527 |
| Tier 1 Leverage Ratio | 9.85 |
|
Commercial and industrial loans | 6,076 |
| Off Balance Sheet Exposures (%) | 9.91 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 6,915 |
|
|
|
|
:· Bedford Federal Savings Bank
