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One American Bank
One American Bank
RSSD ID 95051 | CERTIFICATE 6078 | ABA NUMBER 91401553 |
549 Broadway St |
Quarter Ended : |
2025-03-31 |
Centerville, South Dakota, 57014 |
Updated : |
2025-04-30 |
www.oneamericanbank.com |
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Institution Profile |
Year Opened : |
1883 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
041 |
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Specialization : |
Mortgage Lending Specialization |
Number of Offices : |
3 |
Number of Employees : |
43 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 385,899 |
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Total Interest Income | 4,562 |
Total Liabilities | 354,403 |
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Total NonInterest Income | 220 |
Total Bank Equity Capital | 31,496 |
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Total Interest Expense | 3,433 |
Total Deposits | 259,380 |
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Total NonInterest Expense | 2,937 |
Net Loans & Leases | 290,125 |
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Net Income | (1,103) |
Loan Loss Allowance | 6,337 |
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Net Charge Offs | 688 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 34,995 |
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Total loans | 300,638 |
Total assets for the leverage ratio | 394,425 |
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Loans secured by real estate: | 253,128 |
Tier 1 Leverage Ratio | 8.21 |
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Commercial and industrial loans | 7,692 |
Tier 1 Capital Ratio | 15.8 |
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Loans to individuals - Credit Cards | 7,744 |
Total Capital Ratio | 17.07 |
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Loans to individuals - Other | 28,471 |
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