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One American Bank
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One American Bank
| RSSD ID 95051 | CERTIFICATE 6078 | ABA NUMBER 91401553 |
| 549 Broadway St |
Quarter Ended : |
2026-06-30 |
| Centerville, South Dakota, 57014 |
Updated : |
2026-07-30 |
| www.oneamericanbank.com |
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| Institution Profile |
| Year Opened : |
1883 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
38 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 285,193 |
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Total Interest Income | 7,686 |
| Total Liabilities | 256,874 |
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Total NonInterest Income | 2,630 |
| Total Bank Equity Capital | 28,319 |
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Total Interest Expense | 5,926 |
| Total Deposits | 231,529 |
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Total NonInterest Expense | 5,341 |
| Net Loans & Leases | 206,888 |
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Net Income | (6,621) |
| Loan Loss Allowance | 4,955 |
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Net Charge Offs | 6,149 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 31,404 |
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Total loans | 261,478 |
| Total assets for the leverage ratio | 353,071 |
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Loans secured by real estate: | 230,825 |
| Tier 1 Leverage Ratio | 8.35 |
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Commercial and industrial loans | 4,014 |
| Tier 1 Capital Ratio | 19.42 |
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Loans to individuals - Credit Cards | 6,392 |
| Total Capital Ratio | 20.69 |
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Loans to individuals - Other | 17,589 |
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