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 One American Bank
One American Bank
| RSSD ID 95051 | CERTIFICATE 6078 | ABA NUMBER 91401553 |
| 549 Broadway St |
Quarter Ended : |
2025-12-31 |
| Centerville, South Dakota, 57014 |
Updated : |
2026-01-29 |
| www.oneamericanbank.com |
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| Institution Profile |
| Year Opened : |
1883 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
39 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 356,547 |
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Total Interest Income | 18,033 |
| Total Liabilities | 328,301 |
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Total NonInterest Income | 983 |
| Total Bank Equity Capital | 28,246 |
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Total Interest Expense | 13,242 |
| Total Deposits | 234,383 |
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Total NonInterest Expense | 11,246 |
| Net Loans & Leases | 272,278 |
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Net Income | (5,625) |
| Loan Loss Allowance | 5,463 |
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Net Charge Offs | 2,401 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 31,757 |
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Total loans | 280,242 |
| Total assets for the leverage ratio | 363,325 |
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Loans secured by real estate: | 243,794 |
| Tier 1 Leverage Ratio | 8.08 |
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Commercial and industrial loans | 4,530 |
| Tier 1 Capital Ratio | 15.58 |
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Loans to individuals - Credit Cards | 6,892 |
| Total Capital Ratio | 16.85 |
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Loans to individuals - Other | 21,559 |
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:· One American Bank
