|
 |
|
|
 First Southern Bank
First Southern Bank
| RSSD ID 954671 | CERTIFICATE 31158 | ABA NUMBER 265370915 |
| 1075 Highway 98 Byp |
Quarter Ended : |
2025-09-30 |
| Columbia, Mississippi, 39429 |
Updated : |
2025-10-28 |
| www.fsb-ms.com |
|
| Institution Profile |
| Year Opened : |
1960 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
6 |
Number of Employees : |
72 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 284,773 |
|
Total Interest Income | 10,917 |
| Total Liabilities | 254,978 |
|
Total NonInterest Income | 1,686 |
| Total Bank Equity Capital | 29,795 |
|
Total Interest Expense | 1,816 |
| Total Deposits | 240,525 |
|
Total NonInterest Expense | 6,747 |
| Net Loans & Leases | 150,008 |
|
Net Income | 3,990 |
| Loan Loss Allowance | 2,058 |
|
Net Charge Offs | 87 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 150,466 |
| Total assets for the leverage ratio | 293,403 |
|
Loans secured by real estate: | 118,672 |
| Tier 1 Leverage Ratio | 10.88 |
|
Commercial and industrial loans | 14,874 |
| Off Balance Sheet Exposures (%) | 9.44 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 12,819 |
|
|
|
|
:· First Southern Bank
