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 River Falls State Bank
River Falls State Bank
| RSSD ID 955753 | CERTIFICATE 16840 | ABA NUMBER 91810979 |
| 124 S 2nd St |
Quarter Ended : |
2025-03-31 |
| River Falls, Wisconsin, 54022 |
Updated : |
2025-04-25 |
| www.rfstatebankonline2.com |
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| Institution Profile |
| Year Opened : |
1949 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
22 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 136,717 |
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Total Interest Income | 1,510 |
| Total Liabilities | 124,359 |
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Total NonInterest Income | 137 |
| Total Bank Equity Capital | 12,358 |
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Total Interest Expense | 546 |
| Total Deposits | 118,356 |
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Total NonInterest Expense | 839 |
| Net Loans & Leases | 99,038 |
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Net Income | 256 |
| Loan Loss Allowance | 1,328 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 101,678 |
| Total assets for the leverage ratio | 139,628 |
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Loans secured by real estate: | 93,832 |
| Tier 1 Leverage Ratio | 11.1 |
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Commercial and industrial loans | 4,109 |
| Off Balance Sheet Exposures (%) | 4.48 |
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Loans to individuals - Credit Cards | 59 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,601 |
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:· River Falls State Bank
