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 The First National Bank of River Falls
The First National Bank of River Falls
| RSSD ID 956255 | CERTIFICATE 5364 | ABA NUMBER 91802877 |
| 104 E Locust St |
Quarter Ended : |
2025-03-31 |
| River Falls, Wisconsin, 54022 |
Updated : |
2025-04-30 |
| www.fnbrf.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 321,129 |
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Total Interest Income | 3,369 |
| Total Liabilities | 302,384 |
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Total NonInterest Income | 435 |
| Total Bank Equity Capital | 18,745 |
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Total Interest Expense | 1,089 |
| Total Deposits | 278,721 |
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Total NonInterest Expense | 2,066 |
| Net Loans & Leases | 164,723 |
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Net Income | 648 |
| Loan Loss Allowance | 2,894 |
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Net Charge Offs | (6) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 34,911 |
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Total loans | 166,964 |
| Total assets for the leverage ratio | 335,722 |
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Loans secured by real estate: | 119,987 |
| Tier 1 Leverage Ratio | 9.64 |
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Commercial and industrial loans | 19,496 |
| Tier 1 Capital Ratio | 16.01 |
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Loans to individuals - Credit Cards | 79 |
| Total Capital Ratio | 17.26 |
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Loans to individuals - Other | 4,441 |
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:· The First National Bank of River Falls
