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Queensborough National Bank & Trust Company
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Queensborough National Bank & Trust Company
| RSSD ID 960935 | CERTIFICATE 2138 | ABA NUMBER 61103975 |
| 113 E Broad St |
Quarter Ended : |
2026-06-30 |
| Louisville, Georgia, 30434 |
Updated : |
2026-07-30 |
| www.qnbtrust.bank |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
25 |
Number of Employees : |
396 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,280,085 |
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Total Interest Income | 56,959 |
| Total Liabilities | 2,100,486 |
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Total NonInterest Income | 9,454 |
| Total Bank Equity Capital | 179,599 |
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Total Interest Expense | 15,592 |
| Total Deposits | 2,052,408 |
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Total NonInterest Expense | 33,189 |
| Net Loans & Leases | 1,378,559 |
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Net Income | 12,466 |
| Loan Loss Allowance | 13,976 |
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Net Charge Offs | 296 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 214,917 |
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Total loans | 1,378,391 |
| Total assets for the leverage ratio | 2,302,131 |
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Loans secured by real estate: | 1,174,771 |
| Tier 1 Leverage Ratio | 8.64 |
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Commercial and industrial loans | 107,413 |
| Tier 1 Capital Ratio | 12.36 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.35 |
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Loans to individuals - Other | 48,775 |
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