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 Essex Bank
Essex Bank
| RSSD ID 961400 | CERTIFICATE 17262 | ABA NUMBER 211170376 |
| 35 Plains Rd |
Quarter Ended : |
2025-09-30 |
| Essex, Connecticut, 6426 |
Updated : |
2025-10-29 |
| www.essex.bank |
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| Institution Profile |
| Year Opened : |
1851 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
129 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 505,679 |
|
Total Interest Income | 16,191 |
| Total Liabilities | 434,228 |
|
Total NonInterest Income | 18,807 |
| Total Bank Equity Capital | 71,451 |
|
Total Interest Expense | 3,561 |
| Total Deposits | 423,035 |
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Total NonInterest Expense | 26,888 |
| Net Loans & Leases | 367,401 |
|
Net Income | 3,207 |
| Loan Loss Allowance | 3,305 |
|
Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 368,792 |
| Total assets for the leverage ratio | 501,312 |
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Loans secured by real estate: | 341,799 |
| Tier 1 Leverage Ratio | 12.45 |
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Commercial and industrial loans | 26,771 |
| Off Balance Sheet Exposures (%) | 9.31 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 75 |
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:· Essex Bank
