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Essex Bank
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Essex Bank
| RSSD ID 961400 | CERTIFICATE 17262 | ABA NUMBER 211170376 |
| 35 Plains Rd |
Quarter Ended : |
2026-03-31 |
| Essex, Connecticut, 6426 |
Updated : |
2026-04-30 |
| www.essex.bank |
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| Institution Profile |
| Year Opened : |
1851 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
132 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 525,663 |
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Total Interest Income | 5,490 |
| Total Liabilities | 450,868 |
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Total NonInterest Income | 6,819 |
| Total Bank Equity Capital | 74,795 |
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Total Interest Expense | 1,070 |
| Total Deposits | 439,680 |
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Total NonInterest Expense | 9,575 |
| Net Loans & Leases | 367,262 |
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Net Income | 1,168 |
| Loan Loss Allowance | 3,425 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 367,491 |
| Total assets for the leverage ratio | 511,208 |
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Loans secured by real estate: | 341,092 |
| Tier 1 Leverage Ratio | 12.78 |
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Commercial and industrial loans | 26,105 |
| Off Balance Sheet Exposures (%) | 7.48 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 69 |
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