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 Essex Savings Bank
Essex Savings Bank
| RSSD ID 961400 | CERTIFICATE 17262 | ABA NUMBER 211170376 |
| 35 Plains Rd |
Quarter Ended : |
2025-06-30 |
| Essex, Connecticut, 06426 |
Updated : |
2025-07-29 |
| www.essexsavings.com |
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| Institution Profile |
| Year Opened : |
1851 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
133 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 513,074 |
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Total Interest Income | 10,670 |
| Total Liabilities | 443,143 |
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Total NonInterest Income | 12,293 |
| Total Bank Equity Capital | 69,931 |
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Total Interest Expense | 2,438 |
| Total Deposits | 432,014 |
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Total NonInterest Expense | 17,755 |
| Net Loans & Leases | 361,549 |
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Net Income | 1,901 |
| Loan Loss Allowance | 3,245 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 361,812 |
| Total assets for the leverage ratio | 503,875 |
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Loans secured by real estate: | 334,590 |
| Tier 1 Leverage Ratio | 12.13 |
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Commercial and industrial loans | 26,805 |
| Off Balance Sheet Exposures (%) | 9.59 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 87 |
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:· Essex Savings Bank
