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El Dorado Savings Bank, F.S.B.
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El Dorado Savings Bank, F.S.B.
| RSSD ID 961576 | CERTIFICATE 30953 | ABA NUMBER 321170978 |
| 4040 El Dorado Rd |
Quarter Ended : |
2026-06-30 |
| Placerville, California, 95667 |
Updated : |
2026-07-27 |
| www.eldoradosavingsbank.com |
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| Institution Profile |
| Year Opened : |
1956 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
35 |
Number of Employees : |
263 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,438,455 |
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Total Interest Income | 42,559 |
| Total Liabilities | 2,102,274 |
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Total NonInterest Income | 3,872 |
| Total Bank Equity Capital | 336,181 |
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Total Interest Expense | 10,202 |
| Total Deposits | 2,091,824 |
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Total NonInterest Expense | 21,272 |
| Net Loans & Leases | 487,943 |
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Net Income | 11,485 |
| Loan Loss Allowance | 5,883 |
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Net Charge Offs | 19 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 335,451 |
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Total loans | 495,811 |
| Total assets for the leverage ratio | 2,452,043 |
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Loans secured by real estate: | 495,581 |
| Tier 1 Leverage Ratio | 13.43 |
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Commercial and industrial loans | 0 |
| Tier 1 Capital Ratio | 53.22 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 54.2 |
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Loans to individuals - Other | 22 |
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