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El Dorado Savings Bank, F.S.B.
El Dorado Savings Bank, F.S.B.
RSSD ID 961576 | CERTIFICATE 30953 | ABA NUMBER 321170978 |
4040 El Dorado Rd |
Quarter Ended : |
2025-06-30 |
Placerville, California, 95667 |
Updated : |
2025-07-30 |
www.eldoradosavingsbank.com |
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Institution Profile |
Year Opened : |
1956 |
Institution Type : |
Savings bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
Filing Type : |
041 |
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Specialization : |
Mortgage Lending Specialization |
Number of Offices : |
35 |
Number of Employees : |
258 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 2,472,484 |
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Total Interest Income | 41,707 |
Total Liabilities | 2,154,293 |
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Total NonInterest Income | 3,945 |
Total Bank Equity Capital | 318,191 |
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Total Interest Expense | 10,203 |
Total Deposits | 2,144,175 |
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Total NonInterest Expense | 20,217 |
Net Loans & Leases | 518,193 |
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Net Income | 11,724 |
Loan Loss Allowance | 5,995 |
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Net Charge Offs | 34 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 317,930 |
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Total loans | 524,231 |
Total assets for the leverage ratio | 2,456,081 |
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Loans secured by real estate: | 523,910 |
Tier 1 Leverage Ratio | 12.69 |
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Commercial and industrial loans | 0 |
Tier 1 Capital Ratio | 51.25 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 52.26 |
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Loans to individuals - Other | 25 |
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