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 El Dorado Savings Bank, F.S.B.
El Dorado Savings Bank, F.S.B.
| RSSD ID 961576 | CERTIFICATE 30953 | ABA NUMBER 321170978 |
| 4040 El Dorado Rd |
Quarter Ended : |
2025-09-30 |
| Placerville, California, 95667 |
Updated : |
2025-10-23 |
| www.eldoradosavingsbank.com |
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| Institution Profile |
| Year Opened : |
1956 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
35 |
Number of Employees : |
262 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,483,284 |
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Total Interest Income | 63,865 |
| Total Liabilities | 2,160,132 |
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Total NonInterest Income | 5,986 |
| Total Bank Equity Capital | 323,152 |
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Total Interest Expense | 15,899 |
| Total Deposits | 2,148,225 |
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Total NonInterest Expense | 30,659 |
| Net Loans & Leases | 513,081 |
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Net Income | 17,926 |
| Loan Loss Allowance | 5,968 |
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Net Charge Offs | 61 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 322,747 |
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Total loans | 520,771 |
| Total assets for the leverage ratio | 2,490,632 |
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Loans secured by real estate: | 520,505 |
| Tier 1 Leverage Ratio | 12.71 |
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Commercial and industrial loans | 0 |
| Tier 1 Capital Ratio | 52.57 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 53.59 |
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Loans to individuals - Other | 26 |
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:· de novo banks :· El Dorado Savings Bank, F.S.B.
