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 The Citizens Bank
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The Citizens Bank
| RSSD ID 962313 | CERTIFICATE 10520 | ABA NUMBER 42107673 |
| 114 W Main St |
Quarter Ended : |
2026-03-31 |
| Morehead, Kentucky, 40351 |
Updated : |
2026-04-22 |
| www.tcbanytime.com |
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| Institution Profile |
| Year Opened : |
1928 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
5 |
Number of Employees : |
50 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 227,919 |
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Total Interest Income | 2,957 |
| Total Liabilities | 208,851 |
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Total NonInterest Income | 580 |
| Total Bank Equity Capital | 19,068 |
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Total Interest Expense | 353 |
| Total Deposits | 179,281 |
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Total NonInterest Expense | 1,867 |
| Net Loans & Leases | 146,760 |
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Net Income | 1,257 |
| Loan Loss Allowance | 1,468 |
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Net Charge Offs | 18 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 21,588 |
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Total loans | 146,522 |
| Total assets for the leverage ratio | 226,249 |
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Loans secured by real estate: | 126,338 |
| Tier 1 Leverage Ratio | 8.87 |
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Commercial and industrial loans | 9,608 |
| Tier 1 Capital Ratio | 16.35 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.58 |
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Loans to individuals - Other | 8,977 |
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:· The Citizens Bank
