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 SoFi Bank, National Association
SoFi Bank, National Association
| RSSD ID 962966 | CERTIFICATE 26881 | ABA NUMBER 121145323 |
| 2750 E Cottonwood Pkwy |
Quarter Ended : |
2025-12-31 |
| Cottonwood Heights, Utah, 84121 |
Updated : |
2026-01-30 |
| www.sofi.com |
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| Institution Profile |
| Year Opened : |
1986 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Consumer Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
1,948 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 46,568,135 |
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Total Interest Income | 3,275,791 |
| Total Liabilities | 40,537,716 |
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Total NonInterest Income | 952,949 |
| Total Bank Equity Capital | 6,030,419 |
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Total Interest Expense | 1,076,551 |
| Total Deposits | 39,706,752 |
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Total NonInterest Expense | 2,150,628 |
| Net Loans & Leases | 14,177,667 |
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Net Income | 737,386 |
| Loan Loss Allowance | 50,933 |
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Net Charge Offs | 26,069 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 5,840,360 |
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Total loans | 35,192,022 |
| Total assets for the leverage ratio | 42,755,205 |
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Loans secured by real estate: | 1,134,294 |
| Tier 1 Leverage Ratio | 13.54 |
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Commercial and industrial loans | 4,162 |
| Tier 1 Capital Ratio | 16.44 |
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Loans to individuals - Credit Cards | 479,028 |
| Total Capital Ratio | 16.58 |
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Loans to individuals - Other | 32,707,368 |
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:· SoFi Bank, National Association
