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SoFi Bank, National Association
SoFi Bank, National Association
| RSSD ID 962966 | CERTIFICATE 26881 | ABA NUMBER 121145323 |
| 2750 E Cottonwood Pkwy |
Quarter Ended : |
2025-06-30 |
| Cottonwood Heights, Utah, 84121 |
Updated : |
2025-07-30 |
| www.sofi.com |
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| Institution Profile |
| Year Opened : |
1986 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Consumer Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
1,658 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 36,284,122 |
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Total Interest Income | 1,498,531 |
| Total Liabilities | 31,374,948 |
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Total NonInterest Income | 419,200 |
| Total Bank Equity Capital | 4,909,174 |
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Total Interest Expense | 487,711 |
| Total Deposits | 29,722,621 |
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Total NonInterest Expense | 958,676 |
| Net Loans & Leases | 10,590,503 |
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Net Income | 343,005 |
| Loan Loss Allowance | 47,838 |
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Net Charge Offs | 14,558 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 4,733,560 |
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Total loans | 28,409,569 |
| Total assets for the leverage ratio | 34,311,563 |
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Loans secured by real estate: | 550,876 |
| Tier 1 Leverage Ratio | 13.66 |
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Commercial and industrial loans | 4,652 |
| Tier 1 Capital Ratio | 15.14 |
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Loans to individuals - Credit Cards | 383,268 |
| Total Capital Ratio | 15.29 |
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Loans to individuals - Other | 26,694,365 |
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