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 Union National Bank and Trust Company of Elgin
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Union National Bank and Trust Company of Elgin
| RSSD ID 963730 | CERTIFICATE 3661 | ABA NUMBER 71900993 |
| 101 E Chicago St |
Quarter Ended : |
2026-03-31 |
| Elgin, Illinois, 60120 |
Updated : |
2026-05-01 |
| www.unbelgin.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
26 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 409,070 |
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Total Interest Income | 5,237 |
| Total Liabilities | 368,992 |
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Total NonInterest Income | 1 |
| Total Bank Equity Capital | 40,078 |
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Total Interest Expense | 1,593 |
| Total Deposits | 364,994 |
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Total NonInterest Expense | 1,447 |
| Net Loans & Leases | 337,191 |
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Net Income | 2,198 |
| Loan Loss Allowance | 3,594 |
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Net Charge Offs | (3) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 42,869 |
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Total loans | 326,892 |
| Total assets for the leverage ratio | 388,296 |
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Loans secured by real estate: | 279,619 |
| Tier 1 Leverage Ratio | 10.32 |
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Commercial and industrial loans | 47,104 |
| Tier 1 Capital Ratio | 18.01 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.27 |
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Loans to individuals - Other | 88 |
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:· Union National Bank and Trust Company of Elgin
