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 First State Bank of Middlebury
First State Bank of Middlebury
| RSSD ID 967046 | CERTIFICATE 8745 | ABA NUMBER 71208297 |
| 111 South Main Street |
Quarter Ended : |
2025-03-31 |
| Middlebury, Indiana, 46540 |
Updated : |
2025-04-30 |
| www.Bfirst.bank |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
107 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 800,503 |
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Total Interest Income | 10,791 |
| Total Liabilities | 716,822 |
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Total NonInterest Income | 1,130 |
| Total Bank Equity Capital | 83,681 |
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Total Interest Expense | 3,470 |
| Total Deposits | 654,884 |
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Total NonInterest Expense | 5,127 |
| Net Loans & Leases | 612,934 |
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Net Income | 2,647 |
| Loan Loss Allowance | 7,715 |
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Net Charge Offs | 7 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 111,327 |
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Total loans | 612,110 |
| Total assets for the leverage ratio | 822,180 |
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Loans secured by real estate: | 515,390 |
| Tier 1 Leverage Ratio | 12.58 |
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Commercial and industrial loans | 86,765 |
| Tier 1 Capital Ratio | 15.99 |
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Loans to individuals - Credit Cards | 7 |
| Total Capital Ratio | 17.21 |
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Loans to individuals - Other | 5,936 |
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:· First State Bank of Middlebury
