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First National Bank, Cortez
First National Bank, Cortez
| RSSD ID 968155 | CERTIFICATE 17872 | ABA NUMBER 102104888 |
| 2258 E Main St |
Quarter Ended : |
2025-06-30 |
| Cortez, Colorado, 81321 |
Updated : |
2025-07-18 |
| www.fnbcortez.com |
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| Institution Profile |
| Year Opened : |
1958 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
18 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 152,510 |
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Total Interest Income | 3,908 |
| Total Liabilities | 138,822 |
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Total NonInterest Income | 268 |
| Total Bank Equity Capital | 13,688 |
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Total Interest Expense | 1,222 |
| Total Deposits | 132,152 |
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Total NonInterest Expense | 1,810 |
| Net Loans & Leases | 94,563 |
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Net Income | 836 |
| Loan Loss Allowance | 1,191 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 16,381 |
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Total loans | 92,933 |
| Total assets for the leverage ratio | 148,693 |
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Loans secured by real estate: | 72,770 |
| Tier 1 Leverage Ratio | 10.19 |
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Commercial and industrial loans | 6,152 |
| Tier 1 Capital Ratio | 14.98 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.2 |
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Loans to individuals - Other | 3,569 |
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