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 First Choice Bank
First Choice Bank
| RSSD ID 968744 | CERTIFICATE 5006 | ABA NUMBER 84202073 |
| 19 S Main St |
Quarter Ended : |
2025-03-31 |
| Pontotoc, Mississippi, 38863 |
Updated : |
2025-04-18 |
| https://www.firstchoice.bank |
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| Institution Profile |
| Year Opened : |
1900 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
88 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 512,869 |
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Total Interest Income | 6,809 |
| Total Liabilities | 471,935 |
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Total NonInterest Income | 878 |
| Total Bank Equity Capital | 40,934 |
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Total Interest Expense | 2,839 |
| Total Deposits | 466,898 |
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Total NonInterest Expense | 3,514 |
| Net Loans & Leases | 323,789 |
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Net Income | 919 |
| Loan Loss Allowance | 3,893 |
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Net Charge Offs | 76 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 320,101 |
| Total assets for the leverage ratio | 498,888 |
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Loans secured by real estate: | 261,937 |
| Tier 1 Leverage Ratio | 10.16 |
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Commercial and industrial loans | 29,203 |
| Off Balance Sheet Exposures (%) | 8.53 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 21,147 |
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:· First Choice Bank
