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 First Choice Bank
First Choice Bank
| RSSD ID 968744 | CERTIFICATE 5006 | ABA NUMBER 84202073 |
| 19 S Main St |
Quarter Ended : |
2025-09-30 |
| Pontotoc, Mississippi, 38863 |
Updated : |
2025-10-10 |
| https://www.firstchoice.bank |
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| Institution Profile |
| Year Opened : |
1900 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
92 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 498,974 |
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Total Interest Income | 21,336 |
| Total Liabilities | 453,176 |
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Total NonInterest Income | 2,606 |
| Total Bank Equity Capital | 45,798 |
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Total Interest Expense | 8,381 |
| Total Deposits | 447,720 |
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Total NonInterest Expense | 10,920 |
| Net Loans & Leases | 345,601 |
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Net Income | 3,272 |
| Loan Loss Allowance | 4,118 |
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Net Charge Offs | 131 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 342,842 |
| Total assets for the leverage ratio | 499,323 |
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Loans secured by real estate: | 283,037 |
| Tier 1 Leverage Ratio | 10.63 |
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Commercial and industrial loans | 30,067 |
| Off Balance Sheet Exposures (%) | 10.81 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 20,536 |
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:· First Choice Bank
