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 FNB Bank, Inc.
FNB Bank, Inc.
| RSSD ID 969639 | CERTIFICATE 6794 | ABA NUMBER 52201938 |
| 105 N High St |
Quarter Ended : |
2025-09-30 |
| Romney, West Virginia, 26757 |
Updated : |
2025-10-20 |
| www.fnbtoday.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Consumer Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
59 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 272,961 |
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Total Interest Income | 10,028 |
| Total Liabilities | 248,153 |
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Total NonInterest Income | 1,302 |
| Total Bank Equity Capital | 24,808 |
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Total Interest Expense | 3,251 |
| Total Deposits | 235,808 |
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Total NonInterest Expense | 6,005 |
| Net Loans & Leases | 205,007 |
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Net Income | 1,500 |
| Loan Loss Allowance | 2,096 |
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Net Charge Offs | 316 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 205,508 |
| Total assets for the leverage ratio | 268,905 |
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Loans secured by real estate: | 178,151 |
| Tier 1 Leverage Ratio | 10.45 |
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Commercial and industrial loans | 10,398 |
| Off Balance Sheet Exposures (%) | 4.66 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 16,818 |
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:· FNB Bank, Inc.
