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 Guthrie County State Bank
Guthrie County State Bank
| RSSD ID 969844 | CERTIFICATE 226 | ABA NUMBER 73921404 |
| 505 E Main St |
Quarter Ended : |
2025-03-31 |
| Panora, Iowa, 50216 |
Updated : |
2025-04-30 |
| www.gcsbank.com |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 280,281 |
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Total Interest Income | 3,417 |
| Total Liabilities | 257,290 |
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Total NonInterest Income | 190 |
| Total Bank Equity Capital | 22,991 |
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Total Interest Expense | 1,764 |
| Total Deposits | 216,327 |
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Total NonInterest Expense | 1,335 |
| Net Loans & Leases | 141,895 |
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Net Income | 505 |
| Loan Loss Allowance | 1,777 |
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Net Charge Offs | (3) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 34,518 |
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Total loans | 141,515 |
| Total assets for the leverage ratio | 273,030 |
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Loans secured by real estate: | 90,677 |
| Tier 1 Leverage Ratio | 11.98 |
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Commercial and industrial loans | 21,882 |
| Tier 1 Capital Ratio | 17.44 |
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Loans to individuals - Credit Cards | 128 |
| Total Capital Ratio | 18.41 |
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Loans to individuals - Other | 7,257 |
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:· Guthrie County State Bank
