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 Guthrie County State Bank
Guthrie County State Bank
| RSSD ID 969844 | CERTIFICATE 226 | ABA NUMBER 73921404 |
| 505 E Main St |
Quarter Ended : |
2025-12-31 |
| Panora, Iowa, 50216 |
Updated : |
2026-01-27 |
| www.gcsbank.com |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
28 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 279,288 |
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Total Interest Income | 14,635 |
| Total Liabilities | 252,488 |
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Total NonInterest Income | 895 |
| Total Bank Equity Capital | 26,800 |
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Total Interest Expense | 7,040 |
| Total Deposits | 202,666 |
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Total NonInterest Expense | 5,591 |
| Net Loans & Leases | 158,821 |
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Net Income | 2,574 |
| Loan Loss Allowance | 2,022 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 36,104 |
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Total loans | 161,488 |
| Total assets for the leverage ratio | 282,181 |
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Loans secured by real estate: | 100,327 |
| Tier 1 Leverage Ratio | 12.06 |
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Commercial and industrial loans | 25,716 |
| Tier 1 Capital Ratio | 16.96 |
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Loans to individuals - Credit Cards | 109 |
| Total Capital Ratio | 17.99 |
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Loans to individuals - Other | 6,883 |
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:· Guthrie County State Bank
