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 Westside State Bank
Westside State Bank
| RSSD ID 972143 | CERTIFICATE 18518 | ABA NUMBER 73913580 |
| 401 1st St |
Quarter Ended : |
2025-09-30 |
| Westside, Iowa, 51467 |
Updated : |
2025-10-30 |
| www.westsidestate.bank |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
6 |
Number of Employees : |
30 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 248,312 |
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Total Interest Income | 10,996 |
| Total Liabilities | 228,736 |
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Total NonInterest Income | 455 |
| Total Bank Equity Capital | 19,576 |
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Total Interest Expense | 4,446 |
| Total Deposits | 184,082 |
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Total NonInterest Expense | 4,259 |
| Net Loans & Leases | 219,236 |
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Net Income | 2,417 |
| Loan Loss Allowance | 1,337 |
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Net Charge Offs | 18 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 20,480 |
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Total loans | 216,645 |
| Total assets for the leverage ratio | 248,597 |
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Loans secured by real estate: | 117,631 |
| Tier 1 Leverage Ratio | 7.7 |
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Commercial and industrial loans | 44,782 |
| Tier 1 Capital Ratio | 10.51 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.24 |
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Loans to individuals - Other | 12,725 |
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:· Westside State Bank
