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UNICO Bank
UNICO Bank
RSSD ID 975153 | CERTIFICATE 10608 | ABA NUMBER 81910436 |
625 Veterans Dr |
Quarter Ended : |
2025-03-31 |
Mineral Point, Missouri, 63660 |
Updated : |
2025-04-25 |
www.unicobank.com |
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Institution Profile |
Year Opened : |
1901 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
Yes |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
16 |
Number of Employees : |
131 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 518,515 |
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Total Interest Income | 7,568 |
Total Liabilities | 478,268 |
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Total NonInterest Income | 904 |
Total Bank Equity Capital | 40,247 |
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Total Interest Expense | 2,833 |
Total Deposits | 476,134 |
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Total NonInterest Expense | 4,128 |
Net Loans & Leases | 409,849 |
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Net Income | 1,259 |
Loan Loss Allowance | 3,322 |
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Net Charge Offs | 52 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 45,674 |
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Total loans | 415,798 |
Total assets for the leverage ratio | 516,522 |
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Loans secured by real estate: | 353,517 |
Tier 1 Leverage Ratio | 8.18 |
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Commercial and industrial loans | 31,785 |
Tier 1 Capital Ratio | 10.95 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 11.84 |
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Loans to individuals - Other | 23,235 |
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