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Riverside Bank
Riverside Bank
| RSSD ID 977045 | CERTIFICATE 93 | ABA NUMBER 82905819 |
| 103 W Main St |
Quarter Ended : |
2025-09-30 |
| Sparkman, Arkansas, 71763 |
Updated : |
2025-10-22 |
| www.riversidebanc.com |
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| Institution Profile |
| Year Opened : |
1916 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
12 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 72,501 |
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Total Interest Income | 3,650 |
| Total Liabilities | 61,224 |
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Total NonInterest Income | 203 |
| Total Bank Equity Capital | 11,277 |
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Total Interest Expense | 1,520 |
| Total Deposits | 59,890 |
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Total NonInterest Expense | 1,655 |
| Net Loans & Leases | 54,225 |
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Net Income | 478 |
| Loan Loss Allowance | 59 |
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Net Charge Offs | (3) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 7,951 |
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Total loans | 52,914 |
| Total assets for the leverage ratio | 70,697 |
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Loans secured by real estate: | 44,332 |
| Tier 1 Leverage Ratio | 11.16 |
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Commercial and industrial loans | 5,826 |
| Tier 1 Capital Ratio | 16.23 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.35 |
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Loans to individuals - Other | 2,631 |
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