|
 |
|
|
 MountainOne Bank
|
MountainOne Bank
| RSSD ID 97804 | CERTIFICATE 90253 | ABA NUMBER 211871015 |
| 93 Main St |
Quarter Ended : |
2026-06-30 |
| North Adams, Massachusetts, 1247 |
Updated : |
2026-07-29 |
| www.mountainone.com |
|
| Institution Profile |
| Year Opened : |
1848 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
186 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,082,351 |
|
Total Interest Income | 27,370 |
| Total Liabilities | 911,474 |
|
Total NonInterest Income | 11,525 |
| Total Bank Equity Capital | 170,877 |
|
Total Interest Expense | 9,183 |
| Total Deposits | 774,309 |
|
Total NonInterest Expense | 20,309 |
| Net Loans & Leases | 828,165 |
|
Net Income | 6,488 |
| Loan Loss Allowance | 8,592 |
|
Net Charge Offs | 633 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 166,768 |
|
Total loans | 823,278 |
| Total assets for the leverage ratio | 1,064,993 |
|
Loans secured by real estate: | 738,690 |
| Tier 1 Leverage Ratio | 14.75 |
|
Commercial and industrial loans | 75,230 |
| Tier 1 Capital Ratio | 16.76 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.8 |
|
Loans to individuals - Other | 9,308 |
|
|
|
|
:· MountainOne Bank
