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 MountainOne Bank
MountainOne Bank
| RSSD ID 97804 | CERTIFICATE 90253 | ABA NUMBER 211871015 |
| 93 Main St |
Quarter Ended : |
2025-12-31 |
| North Adams, Massachusetts, 1247 |
Updated : |
2026-01-28 |
| www.mountainone.com |
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| Institution Profile |
| Year Opened : |
1848 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
177 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,050,348 |
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Total Interest Income | 52,867 |
| Total Liabilities | 885,265 |
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Total NonInterest Income | 22,917 |
| Total Bank Equity Capital | 165,083 |
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Total Interest Expense | 18,877 |
| Total Deposits | 780,509 |
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Total NonInterest Expense | 39,947 |
| Net Loans & Leases | 785,829 |
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Net Income | 11,899 |
| Loan Loss Allowance | 8,274 |
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Net Charge Offs | 794 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 160,022 |
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Total loans | 786,682 |
| Total assets for the leverage ratio | 1,028,595 |
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Loans secured by real estate: | 702,276 |
| Tier 1 Leverage Ratio | 14.63 |
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Commercial and industrial loans | 72,502 |
| Tier 1 Capital Ratio | 16.63 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.68 |
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Loans to individuals - Other | 11,847 |
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:· MountainOne Bank
