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 First National Bank
First National Bank
| RSSD ID 979629 | CERTIFICATE 6811 | ABA NUMBER 51403041 |
| 622 Broad St |
Quarter Ended : |
2025-12-31 |
| Altavista, Virginia, 24517 |
Updated : |
2026-01-23 |
| www.1stnatbk.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
20 |
Number of Employees : |
187 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,062,836 |
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Total Interest Income | 51,262 |
| Total Liabilities | 975,698 |
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Total NonInterest Income | 7,792 |
| Total Bank Equity Capital | 87,138 |
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Total Interest Expense | 11,138 |
| Total Deposits | 971,327 |
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Total NonInterest Expense | 33,680 |
| Net Loans & Leases | 733,508 |
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Net Income | 11,267 |
| Loan Loss Allowance | 5,235 |
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Net Charge Offs | 157 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 98,300 |
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Total loans | 732,733 |
| Total assets for the leverage ratio | 1,044,856 |
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Loans secured by real estate: | 501,389 |
| Tier 1 Leverage Ratio | 8.89 |
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Commercial and industrial loans | 88,776 |
| Tier 1 Capital Ratio | 12.46 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.18 |
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Loans to individuals - Other | 132,091 |
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:· First National Bank
