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 First National Bank
First National Bank
| RSSD ID 979629 | CERTIFICATE 6811 | ABA NUMBER 51403041 |
| 622 Broad St |
Quarter Ended : |
2025-03-31 |
| Altavista, Virginia, 24517 |
Updated : |
2025-04-29 |
| www.1stnatbk.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
20 |
Number of Employees : |
188 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,035,854 |
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Total Interest Income | 12,375 |
| Total Liabilities | 946,635 |
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Total NonInterest Income | 1,745 |
| Total Bank Equity Capital | 89,219 |
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Total Interest Expense | 2,896 |
| Total Deposits | 940,721 |
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Total NonInterest Expense | 8,184 |
| Net Loans & Leases | 714,489 |
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Net Income | 2,399 |
| Loan Loss Allowance | 5,131 |
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Net Charge Offs | (6) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 101,190 |
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Total loans | 713,240 |
| Total assets for the leverage ratio | 1,025,761 |
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Loans secured by real estate: | 471,580 |
| Tier 1 Leverage Ratio | 9.35 |
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Commercial and industrial loans | 95,653 |
| Tier 1 Capital Ratio | 12.94 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.65 |
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Loans to individuals - Other | 131,362 |
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:· First National Bank
