|
 |
|
|
 The Karnes County National Bank of Karnes City
The Karnes County National Bank of Karnes City
| RSSD ID 979759 | CERTIFICATE 3279 | ABA NUMBER 114911234 |
| 311 E Calvert Ave |
Quarter Ended : |
2025-09-30 |
| Karnes City, Texas, 78118 |
Updated : |
2025-10-28 |
| www.kcnb.com |
|
| Institution Profile |
| Year Opened : |
1900 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
55 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 521,700 |
|
Total Interest Income | 17,005 |
| Total Liabilities | 471,457 |
|
Total NonInterest Income | 616 |
| Total Bank Equity Capital | 50,243 |
|
Total Interest Expense | 4,927 |
| Total Deposits | 469,491 |
|
Total NonInterest Expense | 8,723 |
| Net Loans & Leases | 232,300 |
|
Net Income | 2,241 |
| Loan Loss Allowance | 3,888 |
|
Net Charge Offs | 46 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 66,708 |
|
Total loans | 233,318 |
| Total assets for the leverage ratio | 528,108 |
|
Loans secured by real estate: | 193,660 |
| Tier 1 Leverage Ratio | 11.93 |
|
Commercial and industrial loans | 20,608 |
| Tier 1 Capital Ratio | 21.2 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 22.46 |
|
Loans to individuals - Other | 4,125 |
|
|
|
|
:· The Karnes County National Bank of Karnes City
