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 The Citizens State Bank of Ouray
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The Citizens State Bank of Ouray
| RSSD ID 98351 | CERTIFICATE 1779 | ABA NUMBER 102103258 |
| 600 Main St |
Quarter Ended : |
2026-03-31 |
| Ouray, Colorado, 81427 |
Updated : |
2026-04-23 |
| www.csbcolorado.com |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
41 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 225,576 |
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Total Interest Income | 2,675 |
| Total Liabilities | 209,844 |
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Total NonInterest Income | 296 |
| Total Bank Equity Capital | 15,732 |
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Total Interest Expense | 573 |
| Total Deposits | 206,958 |
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Total NonInterest Expense | 1,999 |
| Net Loans & Leases | 150,077 |
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Net Income | 319 |
| Loan Loss Allowance | 1,504 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 20,203 |
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Total loans | 150,687 |
| Total assets for the leverage ratio | 221,647 |
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Loans secured by real estate: | 138,927 |
| Tier 1 Leverage Ratio | 8.44 |
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Commercial and industrial loans | 8,808 |
| Tier 1 Capital Ratio | 12.66 |
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Loans to individuals - Credit Cards | 207 |
| Total Capital Ratio | 13.67 |
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Loans to individuals - Other | 621 |
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:· The Citizens State Bank of Ouray
