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 The Citizens State Bank of Ouray
The Citizens State Bank of Ouray
| RSSD ID 98351 | CERTIFICATE 1779 | ABA NUMBER 102103258 |
| 600 Main St |
Quarter Ended : |
2025-03-31 |
| Ouray, Colorado, 81427 |
Updated : |
2025-04-24 |
| www.csbcolorado.com |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
33 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 215,316 |
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Total Interest Income | 2,499 |
| Total Liabilities | 201,461 |
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Total NonInterest Income | 274 |
| Total Bank Equity Capital | 13,855 |
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Total Interest Expense | 726 |
| Total Deposits | 198,471 |
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Total NonInterest Expense | 1,732 |
| Net Loans & Leases | 151,990 |
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Net Income | 224 |
| Loan Loss Allowance | 1,511 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 18,743 |
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Total loans | 150,531 |
| Total assets for the leverage ratio | 214,736 |
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Loans secured by real estate: | 141,619 |
| Tier 1 Leverage Ratio | 8.02 |
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Commercial and industrial loans | 5,354 |
| Tier 1 Capital Ratio | 11.74 |
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Loans to individuals - Credit Cards | 226 |
| Total Capital Ratio | 12.77 |
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Loans to individuals - Other | 833 |
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:· The Citizens State Bank of Ouray
