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 Home State Bank
Home State Bank
| RSSD ID 983550 | CERTIFICATE 9745 | ABA NUMBER 91915670 |
| 1435 Us Highway 12 |
Quarter Ended : |
2025-06-30 |
| Litchfield, Minnesota, 55355 |
Updated : |
2025-07-17 |
| www.hsbofmn.com |
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| Institution Profile |
| Year Opened : |
1926 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
38 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 209,584 |
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Total Interest Income | 4,914 |
| Total Liabilities | 196,993 |
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Total NonInterest Income | 601 |
| Total Bank Equity Capital | 12,591 |
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Total Interest Expense | 1,157 |
| Total Deposits | 178,720 |
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Total NonInterest Expense | 3,098 |
| Net Loans & Leases | 118,947 |
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Net Income | 1,154 |
| Loan Loss Allowance | 1,365 |
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Net Charge Offs | 63 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 26,421 |
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Total loans | 113,247 |
| Total assets for the leverage ratio | 222,494 |
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Loans secured by real estate: | 84,984 |
| Tier 1 Leverage Ratio | 11.26 |
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Commercial and industrial loans | 22,099 |
| Tier 1 Capital Ratio | 14.72 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.53 |
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Loans to individuals - Other | 4,715 |
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:· Home State Bank
