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 Iowa Falls State Bank
Iowa Falls State Bank
| RSSD ID 989141 | CERTIFICATE 15311 | ABA NUMBER 73921527 |
| 601 Washington Ave |
Quarter Ended : |
2025-12-31 |
| Iowa Falls, Iowa, 50126 |
Updated : |
2026-02-04 |
| www.ifsbank.com |
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| Institution Profile |
| Year Opened : |
1933 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
29 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 202,257 |
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Total Interest Income | 10,876 |
| Total Liabilities | 171,219 |
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Total NonInterest Income | 803 |
| Total Bank Equity Capital | 31,038 |
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Total Interest Expense | 3,819 |
| Total Deposits | 160,701 |
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Total NonInterest Expense | 5,479 |
| Net Loans & Leases | 98,472 |
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Net Income | 2,350 |
| Loan Loss Allowance | 1,091 |
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Net Charge Offs | 27 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 17,691 |
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Total loans | 100,699 |
| Total assets for the leverage ratio | 189,073 |
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Loans secured by real estate: | 77,437 |
| Tier 1 Leverage Ratio | 8.78 |
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Commercial and industrial loans | 14,345 |
| Tier 1 Capital Ratio | 12.61 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.44 |
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Loans to individuals - Other | 1,451 |
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:· Iowa Falls State Bank
